mortgagor mortgagee | BTCC Knowledge

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In real estate finance, the difference between a mortgagor and a mortgagee is fundamental. The mortgagor is the borrower who transfers the legal interest in a property to a lender as security for a loan. Conversely, the mortgagee is the lender who receives this legal interest, typically a bank or financial institution. This distinction remains unchanged in 2024, with both parties having distinct rights and responsibilities outlined in the mortgage agreement.

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